Values of PdotG canbe summed up in 3 words:

Integrity, Honesty, Sincerity towards building dreams into reality.

What are the factors I should consider before buying a house?

First you should decide the budget and the square foot area you want to buy. The locality of the house is a main factor. Then decide the type of house (2 or 3 BHK) you wish to buy and the type of home loan you wish to take.

What are the precautions I should take before finalizing a house?

Enquire when you will get possession of your house. It is also important to know the rental market if sublet. Understand fully the terms and conditions before you sign the purchasing deal. Read and understand the documents related to the property you are buying. Take a reliable legal consultants opinion on the property. Collect all the information and right facts about the area you plan to move in

What are the financial aspects to be considered before buying a house?

Do not stretch yourself too much to buy a big house. Know that when occupy the new house you need money for maintenance, furnishers and new things to make living place comfortable. It's very important to buy a house that will go up in value. A steady source of income can borrow funds for financing the cost of a flat from housing finance companies and banks. First make sure your finances/income is in order. Make sure that you have the right amount of income to make the down payments and the closing costs. To calculate your EMI click here.

How can I avail a loan?

Loan can be availed to a maximum 80% of the cost of the loan property or the cost of the construction as applicable. The balance 20% cost of the flat, amenities cost if any and other cost is to be funded by the flat purchaser from his own contribution. Have clear factors such as income, age, qualifications, number of dependants, spouse’s income assets, liabilities, stability, service period of occupation and savings before you approach a bank for loan.

DISCLAIMER: The images shown in this page are for the purpose of illustration only. The information contained herein is subject to change and cannot form part of an agreement or contract.

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